I adore Dave Ramsey’s financial teachings.
A big part of the reason I have been able to blog full time is that I paid off all my debt.
Dave is VERY big on getting out of debt AND he hates credit cards (which I also believe in strongly).
Right now you can download his “Guide to Budgeting” for FREE.
I am not sure how long this will be free (I am sure it is just available because it’s the beginning of the year) so if you are interested just save it to your computer now and you can check it out later!
Thanks The Frugal Find!