So you have your budget and your debt in black and white, laid out on spreadsheets forcing you to deal with the reality of your finances. Now it’s time to make a plan. A million suggestions are on-line with steps to take to reduce those bills. Here are a few of the most popular:
So you have acknowledged that some changes in your finances might be smart. And you have taken the time to do your budget and figure out where your money is and should be going. Now it’s time to look at my least favorite four letter word: DEBT.
After a successful night of helping out a friend, I feel confident in sharing with you the second step in trying to get a firm grasp on your finances. Remember that step one was getting all financially responsible (or irresponsible) parties together and promising to be honest about how things are.
I wrote this post earlier today and ironically ended up having a conversation at dinner tonight with a friend who wants me to help her with her finances. Without even meaning to, this is the first step I walked her through on her road to getting her finances together. I think it really is the [...]