10 Ways To Save Money at Target

10 Ways To Save Money at Target

Target is one of my favorite stores to shop.  And there are SO many ways to save there.  When it comes to technology and coupons they are heads and tails above most other retailers.

Check out these 10 Ways To Save Money at Target:

Catch a Daily Deal

Target.com lists up to five deeply discounted items on it’s Daily Deals page each day. These items are available for one day only and ship free. If they offer something that you need, it can be a fantastic deal.

Combine Coupons with Sales

Don’t just look for the sale items- use coupons on them too!  Manufacturer’s coupons, Target coupons and Mobile coupons can all be used on items that are already on sale!

Coupon Stacking

Target allows coupon stacking- one of the best ways to save.  You can take a manufacturer’s coupon (like one you get in the paper), a Target coupon (that you print here) and use them BOTH on ONE item.  Additionally if there is also a discount on Target Cartwheel you can use all three!

Get a Red Card Debit Card

I LOVE my Target Red Card DEBIT card.  It gives me 5% off everything I buy at Target and FREE shipping on everything I buy on their website.  Please note this is not their CREDIT card.  It’s a debit card- it comes out of my checking account just like I used my debit card from the bank.

Shop the End Caps

You know them.  The end of select aisles at Target have big red signs on the top that say CLEARANCE.  You can find some amazing deals there. Get in the habit of walking the outer perimeter of the store, and you may just nab a bargain.

Sign Up For Target Mobile Coupons

Help your cell phone save you money by signing up for Target’s mobile coupon program. Just text OFFERS to 827438 and they will send you coupons about once a week.  Open the web link in the text message and let your cashier scan it when you check out to see savings!

Take Advantage of Holiday Clearance

Shopping the after-holiday sales at Target can lead to big savings, especially when you know when to shop. The mark down schedule will vary from store to store.  Obviously the longer you wait the better the percentage BUT there is also less to choose from.  So if you are good with an extra 30% off head to the store the day after a holiday and stock up!  Otherwise you can wait for that magic 75% off and see what you can find!

Use Coupons on Trial-size Merchandise

Check out your coupons and see if they exclude trial size.  If they don’t head over to the trial section (which we always called the travel section) and do some digging.  You can often find smaller sizes of items that have high value coupons and get them for just a few cents.

Use Target Cartwheel

Cartwheel is Target’s social coupon program- to get the most coupons available connect it with your facebook page. Log in, choose the coupons you want and then have the cashier scan your personal barcode at the register to deduct your savings. Get the app to store your barcode on your phone, or print out a paper copy, and carry it with you.  Have the cashier scan it LAST after your paper coupons.  The registers don’t really like it out of that order.

  • Each deal can be used up to four times. So, if you buy four boxes of eligible cereal, your Cartwheel discount will be applied to each box
  • Cartwheel coupons can be stacked with Target coupons AND manufacturer coupons.  So you can use up to 3 coupons on one item!

Use Target Coupons

Head over to Target.com and check out their selection of coupons!  Print them off and have your cashier scan them when you check out.

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


7 Ways To Save at Chick-fil-A

Ways To Save at Chick-fil-A

Ways to Save at Chick-fil-A

Coupons

Coupons for Chick-fil-A are really rare but they do exist.  They are usually handed out at specific franchises at special events (I occasionally will get them at sporting events or parades).  If you get them be sure to take advantage!

Cow Appreciation Day

Every summer (usually in July) Chick-fil-A has Cow Appreciation Day.  Dress as a cow from head to toe and get a free value meal. Partially dress as a cow and get an entree of your choice.  Almost everything on the menu is included!

Cow Calendar

This Cow calendar usually goes up for sale around Thanksgiving (and they run out of stock mid-December). Not only is the calendar super-cute (every year it has a theme with a cow twist), but inside is a card that you can swipe for one free item each month. One year during the holidays I opened a cabinet in my sister’s kitchen and there were four or five of them underneath. She had put them on her Christmas list with EVERYONE and we all complied.  She ate on a budget very well that year!

Free Ice Cream Instead of Toy

Did you know if your kids get a Kids Meal they can return the toy and get an ice cream instead?  My nieces and nephews do and they get SUPER excited!  Spare your car from little plastic toys and they get a sweet treat!

Kids Eat Free Night

Almost every Chick-fil-A in my area has a Kids Eat Free night.  At our closest one it happens to be Tuesday.  They usually have a cow wandering around, fun music playing and sometimes crafts.  Check your local store and see if they participate.

Social Media

Our local Chick-Fil-A has contests to win through its Facebook page, and sometimes they’ll announce special deals as well as family nights (you haven’t lived until you have seen Princess night!!!!)  So find your favorite location on facebook or twitter.

Special Events

The Chick-fil-A stores in my area do tons of family events.  Super hero nights, Princess nights, Father/Daughter nights- I feel like almost every variety is available.

Do you ever eat at Chick-fil-A?  I have to confess their frozen lemonade is one of my favorite treats!

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


How To Save Money at Panera

How To Save Money at Panera

Panera is one of my favorite splurges (I LOVE their BBQ Chicken Salad) but it is NOT cheap.  That salad is almost as expensive as going out to eat (without the tip of course).  While I haven’t found a way to get Panera for FREE there are some ways I have cut back on my spending in the store.

Here is How To Save Money at Panera like the frugal people do!

Frugal People Belong To MyPanera Rewards Programs

Panera Bread offers a customer loyalty card which comes with many rewards you can earn over the course of your visits to their stores. There is no cost to sign up for the MyPanera card, and you’ll be rewarded with a free item when you register.  Also the card offers various free items throughout the year and your birthday!

Here’s a trick with MyPanera Rewards: you earn rewards based on the NUMBER of purchases you make- not the quantity.  And it also doesn’t care what date your transactions are done.  If you buy 4 meals and pay for it all at one time it only counts as one point toward your next reward.  If you buy those four meals separately it counts as four.   For those who want to earn rewards faster (and the discounts that come with them), splitting purchases can help you earn them more quickly!

Frugal People Shop Their Deal Days

Panera does have special deal days, such as getting 12 bagels for $6.99 every Tuesday. Sometimes their deal days are for such things as $1 off a beverage or other similar items. Most of these deals will not be nationwide but will be at your local store.  You may want to keep an eye on your individual stores social media pages.

Frugal People Use Gift Cards Bought Through Discount Programs

Grocery Store Discounts- At many of my local grocery stores they will have sales where if you purchase a certain dollar amount of gift cards you get a coupon for your next transaction at the store.  For example get a $50 gift card and get $10 off your next grocery purchase.  Keep your eye out for Panera cards (only at certain locations) and this can give you some savings.

Kroger Fuel Rewards- When you buy gift cards at Kroger you get 2X the fuel points loaded onto your card.  This can lead to big savings at the pump.  Occasionally they will have weekends where they do 4X the points.  Buy you Panera gift cards (only at certain locations) and save on gas!

Raise.com: Buy Panera gift cards at a discounted rate!  For example I can get a $25 gift card for Panera for $24 on a normal day. It’s delivered via e-mail if you like so there are no other fees.  Often times the discount will get up to 8% off.

Frugal People Order On-line To Avoid The Upsell

Do you know what happens when I get in line and order at the Panera counter?  There are cookies.  Chocolate Chipper cookies and they are GOOD.   And the Cobblestone… don’t get me started.  Each have WAY more calories than I need and cost more than I should be spending on pastry.  But if I go into the store and order I will see them and the cashier will mention them and nothing good is going to happen after that.

So now I can order online and my order is ready when I get to the store.  It’s called Rapid Pick-Up.  I walk in, the bag with my food is waiting and I walk out.  I still get to use my rewards card but I don’t have to worry about buying cookies.  Or a soda.  Or a bagel.

So this post is as much for me as it is for you- How To Save Money at Panera!

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


5 Ways Frugal People Save At Starbucks

5 Ways Frugal People Save At Starbucks

The idea of “frugal” and “Starbucks” going together seems kind of strange.  But I know for many of you Starbucks is your favorite splurge.  So here are 5 Ways Frugal People Save At Starbucks and you can be one of them!

Frugal People Bring Their Own Cups

You can get $.10 off any beverage (except bottled and ready-to-drink) when you bring in a personal cup. Any personal cup qualifies for the discount. It’s a win for you and a win for the environment.

Frugal People Use Gift Cards Earned Through Reward Programs

There are several programs you can use to earn Starbucks gift cards or get them at a discount.

Here are just a few:

ibotta:  Get rebates on items you already buy at the store like bread, milk, eggs and fruit.  Then once you have $10 in your account click on “cash out.”  They will give you options of many gift cards you can move your rebate to, including Starbucks!

 Shopkick: I have never used Shopkick but know several people who do.  You can earn points by checking out displays in stores and then turn those points in for Starbucks cards.

Raise.com: Buy Starbucks gift cards at a discounted rate!  For example I can get a $25 gift card for Starbucks for $24 on a normal day.  It’s delivered via e-mail if you like so there are no other fees.  Often times the discount will get up to 8% off.

Frugal People are Active Members of My Starbucks Rewards

Sign up for My Starbucks rewards and opt in for emails! You don’t have to be a huge consumer to benefit from this program. Even the occasional visitor can benefit.

To sign up for the program you need a Starbucks card to register (earn one from the list in point one or you might already have one in your wallet). Once you have a card registered keep transferring the balance of your newly earned cards, or those you get as gifts to your registered card.

Through that card Starbucks will track when you buy a drink and give you a star for each one.

The program has 3 levels

  • Welcome: Free drink for signing up and a free birthday drink or food item.
  • Green: You obtain green level after 5 stars in a 12 month period, and it allows you to get free refills on hot brewed coffee or iced coffee.
  • Gold: After 30 stars obtained in a 12 month period you move on to Gold status. You get the benefits of the first 2 levels plus a free drink after every 12 stars.

Each level includes emails that contain special offers, coupon codes and heads up for upcoming sales.

(These stars are also found on bags of Starbucks coffee that you buy in store!  Just enter the code at the My Starbucks Rewards website.  And you can use coupons and sales to buy their bags of coffee giving you even bigger savings.)

Frugal People Keep Their Eyes Open for Starbucks Sales

Starbucks has sales a few times a year that reduce certain drinks to 1/2 price.  Fraps especially seem to go on sale regularly.  I always am sure to post these deals on www.afrugalchick.com!  This can help you get to the next level!

When you join the My Starbucks Rewards programs you also get special codes for reduced price drinks or food in the emails they send.

Frugal People Stay For the $.50 Refills

Stay in the store for a while (this deal is void if you leave) and you can get your drip coffee refill for only $.50.  Take a book or your laptop and enjoy!

Those are 5 Ways Frugal People Save At Starbucks!  There are many others (including a ton of copycat recipes on-line to make at home) but these are some simple, time efficient methods to save big on a splurge!

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


How To Load Coupons To Your Food Lion MVP Card #FoodLionDotCom

This post was compensated by Food Lion. All opinions are 100% mine.

How To Load Coupons To Your Food Lion MVP Card



Food Lion has revamped their website and made their downloadable coupons much more user friendly!  Now you can easily download coupons onto your MVP card to save some extra money at Food Lion.

Here is everything you need to know about saving with eCoupons at Food Lion!

What are eCoupons?  eCoupons are digital coupons that are loaded onto your MVP Card.  No clipping is required.  Just use your MVP card when you check out and your saved digital coupons will automatically be deducted after a qualifying purchase.

How do I load eCoupons?  Food Lion digital coupons can be loaded onto your MVP Card via your desktop computer.  Just click where it says “Load to Card.”  When the “Load to Card (+)” changes to “Loaded to Card” you know it is on your MVP card.

Food Lion Digital Coupons new

How Do I Know What Coupons I Have Loaded?  Just look up a little bit on the screen.  Next to the tab to “View Coupons” is “My Coupons.”  Click there and it will show you which ones are on your card.  You can see any size restrictions and expiration dates.  I am REALLY impressed with how long the expiration dates are- most of these are good around a month.

food lion digital coupons how do I tell

Once on the “My Coupons” page on your desktop you also have the ability to print your list.  While it is not necessary to print your coupon list to redeem offers, the option is available.

How do I redeem eCoupons?   Just scan your MVP card when you check out.   Your saved coupons will automatically be deducted from your purchase.  You must have fulfilled the redemption requirements for the coupon value to be deducted.  If your coupon states $1/2, you must purchase 2 products in a single transaction – just like paper coupons.

food lion coupon hub banner

Can eCoupons be stacked with paper manufacturer coupons?  NO! Food Lion does not allow stacking of digital and paper coupons.  Take a moment to become familiar with their coupon policy.  If you have a paper coupon valued higher than the digital coupon you need to remove the eCoupon from your card.

Can I use an eCoupon more than once?  No, eCoupons are intended for one time use and cannot be redeemed more than once per transaction.  If you load the $1/1 Tide coupon and you buy 2 containers of Tide only $1 will come off.  If the coupon is still available, it may be re-added after your transaction.

Is there a limit to the number of eCoupons I can load to my card?  No.  There is no limit to the number of coupons you can load to your MVP card.  There are quite a few available on the website.

How long are coupons available to load to my account?  I suggest loading coupons that you may want to your card as soon as you see them become available.  Many may have limited quantities.

Are Overages Allowed?  I have no idea.  This has always been a troubling area with Food Lion.  The exact wording in the Food Lion Coupon Policy is “the coupon value will be deducted from the final retail (regular or MVP) and cannot exceed the final sale price of the product.”  In some stores this means they will not accept a coupon valued at more than the item.  In some stores this means they will lower the amount of the coupon until it makes the item just free.  In any case I doubt we will see an opportunity for overage with an eCoupon.

*Please remember that with any new program, there will be glitches in the system.  Be patient with cashiers and management while all the details are being ironed out.

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


How To Save Money When You Love To Eat Grapes

How To Save Money When You Love To Eat Grapes

One of the biggest reasons people tell me they don’t use coupons is that they eat too healthy.  While I don’t think that’s a legit argument there are absolutely some ways to save on produce without using coupons.  Keeping the produce you do purchase in good shape longer can be a big money saver.

One of my favorite snacks is grapes so the longer I can make them last the better.  I learned some great information doing research- now I am sharing it with you!

How To Choose Grapes

Search for grapes that are firmly attached to the stems.  Grapes with brown stems that disconnect easily are generally very ripe and will go bad quickly.  Look for brown spots or spots that are too soft and avoid them.

Grapes that have become spoiled may smell strongly of vinegar as a result of fermentation.  Also be sure to look for rot and mold as it can spread quickly through grapes.

How To Clean Grapes

Most grapes that you get at the store are covered in a white waxy surface which helps them hold their shape but affects their taste. This waxy covering is produced by the grapes so it’a healthy to consume but the dirt on the grapes is not.  The covering is GOOD for the grapes but not that great to taste.

The most effective way to clean grapes is to do it right before you eat them.  Remove the portion of grapes you want to eat and put them in a bowl stemless.  Sprinkle 1-2 teaspoons of salt and 1- 2 teaspoons of baking soda on them.  Grab the bowl and shake it vigorously for about thirty seconds then take a look.  Make sure that the only white you see on the grapes is the salt and baking soda!

Then rinse them under cold water and use your hands to remove any leftover residue.  Grapes absorb what’s around them (that’s why they are one of the fruits recommended to get organic) so don’t let the salt or baking soda sit too long or it could affect the taste!

How To Store Grapes (So They Last Longer)

When you get grapes home put them in the fridge right away.  Grapes will stay freshest when stored at temperatures between 30 and 32 degrees Fahrenheit.

Store your grapes at the back of the refrigerator. The space at the back of your refrigerator is often kept cooler.

Store your grapes away from odorous foods.  Grapes have the ability to absorb odors, and may acquire a strange or stale taste if stored near odorous foods.  Your grapes might taste funny stored next to an onion.

Separate stacks of grapes when buying in bulk to promote air circulation.  Keeping crates of grapes stacked on top of one another may cause them to spoil sooner.

Freezing them is my favorite way to snack!  Wash your grapes only if you have plans to freeze them right away. Dry them THOROUGHLY so they won’t stick together in the freezer.  Then you can store them in serving size containers or a nice big bowl for snacking later!

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.


How To Check Prices On-line For Harris Teeter

If you have ever taken my coupon class you have heard me mention what a great resource it is being able to price check all the items at Harris Teeter online- before you set foot in the store.

Sometimes when you look at the Harris Teeter deals  you might find some items missing you want to pick up.  Let’s say they have spaghetti sauce, noodles and crescent rolls on sale.  You get excited until you realize you don’t have any ground beef and the meat eaters in your house are going to revolt.

Since you need to stick to your grocery budget you want to know how much the ground beef is going to be before you go to the store.  Who knows?  Maybe it’s on sale.

And that is where Harris Teeter on-line shopping comes in.  Just a few clicks and you can know the prices of everything in your store before you go.

This also can be a huge tool in helping plan for Super Double Coupons (they have these usually every six weeks or so).

So take a few minutes on HarrisTeeter.com and see if you can get the hang of it.

And be sure to check out the current Harris Teeter deals!

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It is important to note that this blog accepts forms of cash advertising, sponsorships, paid insertions, or other forms of compensation. The compensation received will never influence the content, topics or posts made in this blog. All opinions stated in this blog belong to its author and no one else. I will only endorse products, companies, and services that I have found worthy of my time and opinion. A Frugal Chick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com.