Sometime in the next week or so you will probably get a bank statement in the mail. If you are one of those people who does stuff paperless you will probably log in to check your balance.
When you look at your statement, check it for fees. If you are paying a monthly fee for your checking account, STOP IT! Why on earth should you pay to have access to your money? It’s YOUR money!
Punch Debt in The Face  recently did a post about this. He had banked at Washington Mutual for years fee free. Then they get bought by Chase and BOOM- a $10 fee pops up. $120 a year to get to his own money!
So if you are paying a monthly service fee for your checking account, it is probably (and I am just being polite when I say probably) time to either switch checking accounts or switch banks.
If they gave you one fee what’s to stop them from giving you another? So save some cash and make sure your checking accounts are fee free!