The No Eating Out Budget Challenge- Will You Join Me?

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No Eating Out Budget

Earlier this month I published a post called If You Fall Off The Coupon Wagon You Can Always Get Back On.  In it I confessed to you that I had quit using coupons because I was eating out in an attempt to lose weight (I know it seems contradictory but for me it worked).

I thought I had  kept an eye on my budget pretty well but as I am closing out my September stuff and looking at the end of October I was WRONG.  (In my defense a portion of the money spent was going out with the cast after shows and that was pretty much the highlight of my month so I would have budgeted that money anyway.)   But I do a lot of grabbing food on my way home from places.  My favorite is to stop at Subway after I run in the morning.  A nice six inch veggie sub tastes WONDERFUL after a few miles on the treadmill.

But one of my goals this year was to put a certain amount in my Roth IRA and so far I’m not even 50% of the way.  And I refuse to not have money for retirement because I am EATING IT.

That’s just stupid.

So for the month of November I am instituting the “No Eating Out Budget Challenge.”  I have always found that when it comes to making financial decisions I do best when I go big. Cutting up the credit card was better than putting it away somewhere and the same principal applies here.

The rules are pretty simple:

- Eating out will only be when someone else pays or it’s a business expense.  I already have one business meal on the calendar and probably will have two or three more by the end of November.  I don’t want to cancel those but I will make sure they are in low key, inexpensive restaurants (bloggers really like being in places with Wi-Fi anyway.)

Grocery shopping must still be done in a conscious manner so I don’t gain weight.  I can’t substitute food from the grocery store to curb my eating out cravings.  Part of the reason I lost weight while eating out was I was purchasing MUCH smaller portions.  If I wanted pizza I went to the place across the street from my house and bought A SLICE.  At the grocery store I would have bought the whole pizza and eaten half of it mindlessly watching television. I am going to have to watch my calories like a hawk and be careful in my grocery shopping,

I need to create new activities with my friends.  I am single and live by myself (well kind of- my neighbors are right on top of me).  Eating out is a HUGE part of my social life.  But I know it doesn’t have to be.  My friends are on budgets just as tight as mine and we really haven’t made much of an effort to be creative in how we hang out.  I mean everyone has to eat right?  It’s just simpler.  So this month I will try to be creative in how we hang out and do things.

As I make menus and shop I will try to keep you updated and, of course, do a series of posts.  I think I am going to learn a lot in November!

Want to join me?

I know not everyone has the problem with eating out, but is there a section of your budget that seems a little out of control lately? Could you put some limits on it for November and see how it goes?

Here are a few suggestions:

  • Clothing/Accessory items – including shoes!
  • Books
  • Entertainment – movies, Redbox, movies-on-demand, downloaded music
  • Apps, and other tech accessories
  • Nonessential items at the grocery – soda, chips, and convenience foods
  • Crafting supplies, or other items that support your hobby
  • Gas – eliminating nonessential travel and staying home more

I know November is a big shopping month for many of us (including myself) so we are already spending more money than we would like.  But let’s give this a try together- you may discover even more ways to save!

Amazon-Handbag Pouch Organizer $3.78

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purseorganizer

The thought of changing purses is daunting for me. Because I have a “Mom Bag” I dread having to clean it out and put everything that I may need into a new purse which is why I hardly ever switch.

Amazon has a cool handbag pouch organizer for just $3.78 Shipped! This looks as if it would make life much easier and for just $3.78 it is worth a try.

Product Details:

  • You can keep everything easily accessible with this handy organizer. Multiple pockets to classify your personal stuff. Let you easily move and rotate the entire contents of your bag.
  • The handy pockets in the bag help you keep your mobile, keys, purse, make-up and other essential items organised and within easy reach. Strong nylon construction.
  • Light weight and washable. Portable and compact, is easily held in handbag. Find the most urgent things anytime anywhere. Perfect for holding cosmetics, cell phone, cards, etc.
  • Material: Nylon. Size Approx: 11.2″ x 6.7″ x 3.3″ ?28.5cm x 17cm x 8.5cm ).
  • Color may various, green + grey

Amazon prices can change at any time so order yours today!

Amazon Lightning Deal Preview 10/25: Happy Trails Rocking Animals, Pajamas, Jewelry and More

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AmazonLightningDeals (1)

Check out the Amazon Lightning Deals Preview for today. These can sell out FAST (sometimes in minutes), especially when it’s a really great deal around the holidays.  Check out my tips on How to Actually Get Lightning Deals on Amazon and be sure to check out my other Amazon Deals as well.

This is a PREVIEW ONLY with the times. I have no way of knowing the price until the deal goes live.  The best way to keep track of these is to follow A Frugal Chick on Facebook.  Many times I will remind you before a deal goes live!  

The list is getting so long it is impossible to list them all.  Click HERE to check out all the deals!

Here are the toy deals for today:

Strider Classic No-Pedal Balance Bike

Roominate Studio

Peg Perego Case IH Magnum Tractor Ride On with Trailer, Pink

Powell Golden Dragon Flying Dragon 2 Complete Skateboard

Happy Trails Giraffe Plush Rocking Animal

Happy Trails Plush Rocking Patricia Pony

Happy Trails Plush Rocking Patricia Pony

Happy Trails Rocking Lil Henry the Horse

CVS Weekly Ad Coupon Match Ups 10/26 – 11/1

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frugal logo cvs
Below you will find the current CVS Weekly Ad coupon match ups for 10/26 – 11/1.
Be sure to check out the CVS Coupon Policy before you head to the store!Don’t know how to shop CVS?  Check out my video.

Click here to see the complete list
CVS ExtraBucks
Get $1 ECB wyb 1 Participating Softsoap Body Wash; Limit 1

.
Softsoap Body Wash, 15 – 18 oz – $2.99
  • $1.00/1 Softsoap Body Wash, 12 oz or Larger – 10-26-14 SS – (exp. 11/15/14)
Out-of-Pocket Price: $1.99
Final Price: $0.99
Buy 1; Use $1/1 Coupon; Includes $1 ECB Savings
Get $1 ECB wyb 1 Participating Speed Stick Gear; Limit 1

.
Speed Stick Gear Antiperspirant/Deodorant, 2.7 – 4 oz – $3.99
Out-of-Pocket Price: $1.99
Final Price: $0.99
Buy 1; Use $2/1 Coupon; Includes $1 ECB Savings
Get $1 ECB wyb 3 Participating General Mills or Cascadian Farm Cereals, Limit 1

.
General Mills Cereals, 10.6 – 14.1 oz – $2.33

Excludes: Fiber One

Out-of-Pocket Price: $1.33
Final Price: $1.00
Buy 3; Use (3) $1/1 Coupons; Includes $1 ECB Savings
Get $2 ECB wyb 2 Participating Lash Blast Mascara; Limit 1

.
CoverGirl Lash Blast Mascara – $7.50
  • $1.00/1 Covergirl Product; Excludes Accessoiries, Trial and Travel Size, Limit of 4 Like Coupons Per Household Per Day – 10-26-14 PG – (exp. 11/30/14)
  • $2.50/1 Covergirl, Lash Blast Mascara ETS; Excludes Trial and Travel Size, Limit 4 Like Coupons Per Household Per Day – 10-12-14 RP – (exp. 11/30/14)
  • $3.00/2 Covergirl Eye Products; Excludes Accessories, Trial and Travel Size, Limit of 4 Like Coupons Per Household Per Day – 10-26-14 PG – (exp. 11/30/14)

Stacks With 

  • $4.00/1 Cosmetics Purchase of $12 or More; Limit 1 Offer Per Household (CVS Coupon) – CVS In Store Coupon From Coupon Kiosk (Valid from 10/26/14) – (exp. 11/01/14)
Out-of-Pocket Price: $3.00
Final Price: $2.00
Buy 2; Use (2) $2.50/1 Coupons and $4/$12 CVS Coupon; Includes $2 ECB Savings
Get $2.50 ECBs wyb 1 Participating Band Aid, Limit 1

.
Band Aid Decorative Bandages – $3.49

Includes: Select varieties

Out-of-Pocket Price: $3.49
Final Price: $0.99
Buy 1; Includes $2.50 ECB savings {No Coupons Needed}
Get $5 ECB wyb $25 in Participating P&G Products; Limit 1

.
Tide Laundry Detergent, 19 – 32 Loads – $5.94
Final Price: $3.94
Use $2/1 Coupon; Additional ECB Savings wyb $25 in Participating Items
Get $5 ECBs wyb 1 Participating RENU, Limit 1

.
RENU Multipurpose Solution, 12 oz – $7.99
Out-of-Pocket Price: $5.99
Final Price: $0.99
Buy 1; Use $2/1 Coupon; Includes $5 ECB savings
Beverages

.
Celestial Tea, 18 – 24 ct – $2.00
Final Price: $1.00
Buy 1; Use $1/1 Coupon

.
Pepsi, 2 L or Kickstart, 16 oz – Prices vary

Limit 1 CVS coupon$0.24/1 coupon at the in-store CVS coupon machine

  • $0.25/1 Sierra Mist, 2 L – 10-12-14 SS – (exp. 11/30/14)

Stacks With 

Cookies, Snacks & Candy
Halloween Candy Mix & Match; Limit 10 Items

.
Hershey’s Snack Size Candy, 8.8 – 12 oz – $1.88

Stacks With 

Final Price: $0.83
Buy 2; Use $1.10/2 Coupon and $1/2 CVS Coupon

Target Weekly Ad Coupon Match Ups 10/26 – 11/1

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target_dog
Below you will find the current Target Ad Coupon Match Ups for 10/26 – 11/1.
Don’t forget to check Target Cartwheel, download their apps from your Smart Phone Store AND print any coupons from Target.com! Be sure to check out the Target Coupon Policy before you head to the store.
Click here to see the complete list
Breakfast & Cereal

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General Mills Cereal, 10.7 – 13 oz – $1.99

Includes: Select varieties Pictured: Honey Nut Cheerios and Cinnamon Toast Crunch

Stacks With 

Final Price: $0.66
Buy 3; Use (3) $1.00/1 Coupons and Stack (1) $1.00/3 Target Coupon
Canned Goods & Soups

.
Progresso Soup, 18 – 19 oz – $1.25

Free Premium Crackers WYB 6 Progresso Soups Listed

Final Price: $0.75
Buy 6; Use (1) $1.00/4 and (1) $0.50/2 Coupons; Includes Free Crackers!
Dairy
Home Supplies

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GE Reveal Energy Efficient Halogen Light Bulbs, 4 pk – $7.99
  • $1.00/1 GE Energy Smart, Reveal, Energy Efficient Reveal or Soft White Lighting Product – 9-14-14 SS – (exp. 11/12/14)

Stacks With 

Final Price: $4.99
Target Gift Card Rewards
$20 Gift Card WYB 2 Up & Up diapers Listed

.
Up & Up Diapers, Giant pk – $28.99
Out-of-Pocket Price: $27.54
Final Price: $17.54
Buy 2; Use Target Cartwheel Offer; Includes Gift Card Offer
$5 Target Gift Card WYB 4 Personal Care Items Listed

.
Dove Hair Care, 25.4 oz – $4.99

Includes: Select varieties Pictured: Shampoo

Out-of-Pocket Price: $4.49
Final Price: $3.24
Buy 4; Use (2) $1.00/1 Coupons; Includes Gift Card Offer

.
Simple Cleansing Facial Wipes, 25 pk – $4.50
  • $1.00/1 Simple Wipes; Excludes Trial or Travel Size; Maximum 2 Identical Coupons Allowed In Same Shopping Trip – 9-28-14 RP – (exp. 10/26/14)
Out-of-Pocket Price: $4.00
Final Price: $2.75
Sunday Only Buy 4; Use (2) $1.00/1 Coupons; Includes Gift Card Offer

.
Suave Hair Care, 28 oz – $4.99

Includes: Select varieties Pictured: Shampoo

  • $1.50/1 Suave Professionals Shampoo or Conditioner; Excludes Trial or Travel Size; Maximum 2 Identical Coupons Allowed In Same Shopping Trip – 9-28-14 RP – (exp. 10/26/14)
Out-of-Pocket Price: $4.24
Final Price: $2.99
Sunday Only; Buy 4; Use (2) $1.50/1 Coupon; Includes Gift Card Offer

Top Restaurant Printable Coupons 10/24

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restaurant

Heading out to eat this weekend?

Be sure to take a coupon:

Bakers Square – $5 Off $20 Purchase (exp: 10/31/2014)
Bertuccis – $5 Off Entire Check from 4PM – Close (exp: 10/31/2014)
Black Angus Steakhouse – $17.99 Top Sirloin Steak, Lobster & Shrimp Meal (exp: 11/17/2014)
Blimpie – Free Regular Sub When You Buy Regular Sub & Drink (exp: 10/30/2014)
Bob Evans – Buy 1 Breakfast Entree Get 1 Free When You Buy 2 Drinks (exp: 11/1/2014)
Boston Market – Free Kids Meal with Individual Meal Purchase (exp: 10/31/2014)
Cafe Express – Buy 1 Get 1 Free Entree (exp: 10/31/2014)
Carlos Okellys – 29¢ Queso When You Wear Team Colors (exp: 10/26/2014)
Corner Bakery – Free Pumpkin Whoopie Pie with Lunch or Dinner Entree Purchase (exp: 11/4/2014)
Daphnes Greek Cafe – $5 off Mediterranean Family Feast (exp: 10/30/2014)
Dennys – 20% Off Entire Check (exp: 10/26/2014)
Dickeys Barbecue Pit – Free Kids Meal When You Buy Adult Meal (exp: 10/31/2014)
Hardees – FREE Small Coca-Cola Freestyle Drink (exp: 12/15/2014)
Jacks – $3.50 for Cheeseburger, Fry, Drink & Pie + More (exp: 11/23/2014)
Logans Roadhouse – 15% Off Entire Purchase (exp: 10/26/2014)
Longhorn Steakhouse – $4 Off 2 Adult Dinner Entrees (exp: 10/26/2014)
Maggianos – Buy 1 Pasta Get 1 Butternut Squash Ravioli To Take Home (exp: 12/3/2014)
Marie Callenders – Buy 1 Entree Get 1 50% Off When You Buy 2 Drinks (exp: 10/31/2014)
Mimis Cafe – Buy 1 Get 1 Free Entree When You Buy 2 Drinks (exp: 11/9/2014)
Pizza Inn – $19.99 Party Pack (exp: 11/26/2014)
Quiznos – $1 Off Regular or Large Sub or Large Salad (exp: 10/27/2014)
Shoneys – Free Pumpkin Spice Pancakes When You Buy Legendary Breakfast Buffet (exp: 11/1/2014)
Souplantation – $29.99 Family Combo Including Beverages (exp: 10/29/2014)
Steak Escape – Buy 1 Sandwich, Salad or Potato Bowl Get 1 50% Off (exp: 10/31/2014)
Sweet Tomatoes – 20% Off Adult Lunch When You Buy Drink (exp: 10/29/2014)
Tony Romas – $5 Off $20 Purchase (exp: 12/9/2014)
White Castle – $1 Off Sack of 10 Sliders (exp: 10/31/2014)

Thanks Surviving The Stores!

Top Retail Printable Coupons 10/24

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Shopping-Bags2

Heading to the store this weekend?

Be sure to take a coupon:

Adidas Outlet – $10 Off $75 Purchase (exp: 11/4/2014)
Bath and Body Works – Free Ultra-Shea Body Cream with Any Purchase (exp: 10/26/2014)
Bealls – 20% Off Entire Purchase (exp: 10/26/2014)
Belk – 20% Off Regular & Sale Price Purchase + More (exp: 10/27/2014)
Build A Bear – FREE Howl-o-Ween Treat Starting 10/24 (exp: 10/31/2014)
Carters – 25% Off $50 Purchase (exp: 10/29/2014)
Casual Male – $25 Off $75 Purchase (exp: 11/2/2014)
Dress Barn – 20% Off Entire Regularly Priced Purchase (exp: 11/4/2014)
J Crew – $25 Off $100 Purchase (exp: 11/5/2014)
JCPenney – $10 Off $25 Select Apparel, Shoes, Accessories & More (exp: 10/25/2014)
Kohls – 15% Off Entire Purchase (exp: 10/26/2014)
Lord and Taylor – 25% Off Regular & Sale Price Purchases + More (exp: 10/26/2014)
Macys – 20% Off Select Sale & Clearance Apparel for Him, Her & Kids + More (exp: 10/26/2014)
Osh Kosh BGosh – 25% Off $50 Purchase (exp: 10/29/2014)
Payless – 20% Off Entire Purchase (exp: 11/3/2014)
Shoe Carnival – $5 Off $25 Purchase (exp: 10/26/2014)
Talbots – 30% Off 1 Regularly Priced Item (exp: 10/26/2014)
Yankee Candle – $20 Off $45 Purchase (exp: 10/26/2014)

Thanks Surviving The Stores!

Amazon: LEGO Super Heroes Spider-Cycle Chase $14.79

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lego spiderman superhero

Right now on Amazon you can grab this LEGO Super Heroes Spider-Cycle Chase for only $14.79.

It’s around $19 everywhere else and Legos aren’t easy to find on sale often!

  • Includes 3 minifigures: Spider-Man, Venom and Nick Fury with a gun.
  • Features Spider-Cycle and S.H.I.E.L.D. flying car .
  • Spider-Cycle measures over 1″ (4cm) high, 3″ (9cm) long and 1″ (3cm) wide
  • S.H.I.E.L.D. flying car features folding wheels and hidden flick missile.
  • Spider-Cycle features folding wheels.

Be sure to double check the price before you buy- Amazon prices can change quickly!

Thanks My Litter!

 

BabyLegs.com- FREE Shipping

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BabyLegs: Baby Leg Warmers and Socks!

Babylegs has FREE shipping right now- choose from over 100 styles.

There is no limit so you might want to shop early before they sell out.  Be sure to check out the sale section- many are priced at $3 each.

These are one of my favorite products for babies- they are like giant leg warmers!

The FREE shipping ends 10/27.

New Coupon : $1.50/2 Johnson’s Baby Products

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johnson's baby

There is a new coupon available for $1.50/2 Johnson’s Baby Products.

If your store carries small size Johnson’s Products (not the travel size) you can grab some great deals.

This is the price at Target:

Johnson’s Baby Powder 9 oz $1.97 – $2.29 (Regular Price)
– $1.50/2 Johnson’s Baby Products (excl. sizes 1 oz – 4 oz)
Final Price: As low as $1.22 each after coupon when you buy 2

Thanks Totally Target!